Welcome to Smithany.com, a super simple 'as a service' website that does a few basic businessy things.
At present you will find the following:
Date Math - Calculate the number of days between two dates.- Calculate the number of years, months, and days between two dates (duration).
- Calculate the resulting date after adding / subtracting a number of years, months and or days (date math).
- There are no considerations given to weekends and/or holidays (the timeanddate folks have done a great job if you need it). Issues:
- Manually entering single digits in start date does not permit January without a zero at the start (fix will follow).
- Spelling out a dollar amount in English
- Take a number and spell it out as used in check form writing other times referred to as 'Card Text.'
- Paste or just start typing. Ctrl C to copy result
- For example, if you enter 123.45, it will return "One Hundred Twenty Three and 45/100 dollars."
- It will also handle negative numbers and very large values up to 9 digits before decimal. Things it doesn't handle:
- other currencies and other spelling formats (check back)
- Minimum inputs required (any three of the following: amount borrowed, rate, term, or payment)
- Generates amortization schedule
- Handily exports to either PDF, CSV, or Excel
- Calculates unamortized balance after a certain number of payments
- Highlights the above on schedule Issues:
- Currently backing into interest rate does not work (please specify interest rate for now - will be fixed).
- Currently the "hold value" buttons are not functional, which will allow you to fix the principal while editing the monthly payment in the future (check back for this and other combinations).
- Occasional NaN (not a number) results may pop up if you tab out of fields in a certain order (fix will follow) and you can simply keep entering information.
- This is not 'battle worn'. Although we believe the results generally accurate, please do not use this information without independently verifying the results.
- Developer cheat codes enabled, Ctrl 1 on the keyboard enters some default values, hit enter to calculate. This may change, as will effects of Ctrl C - currently copies table as formatted (in a light theme) but may prevent copying individual values which might otherwise be helpful.
Other solutions are not frictionless and sometimes lack features people might need.
What does that mean?
Regarding the amortization schedule for example, here you can go forwards, AND backwards. Imagine you were negotiating a car loan and you knew the monthly payment someone anticipated making ... this will allow you to do things like that and back into the amount of car (or other asset) you can buy, where you dont have all the pieces of the puzzle but given the minimum parameters, still calculate an amortization.
What does date math do that others don't?
1 page does 2 things. Other services tend to require multiple subsequent requests out, requiring internet connection to remain active in order to continue working. Multiple durations can be saved and copied.
How does check form writing help?
May help non native speakers write checks, or people drafting legal documents without vba access.
Why is the site in dark mode? Not my taste.
Themes will be added, and the site will soon default to your `prefers-color-scheme` (fix will follow). Styling and usability improvements on horizon.
What else to expect?.
Esc key usually clears all values. Other 'common sense' hotkeys will be implemented and expect to see alternative approaches to business problems featured in a blog format?? Small feautre additions, better styling and responsible mobile design and we may even release a 'standalone electron app' for truly offline use. For now, this is offered free without any hope for pecuniary upside but we may have a 'donation jar' in the future.